Employers

Current Clients

Self-insured employers can anticipate an overall reduction in medical and indemnity costs. Some of our clients have saved more than 50% on workers' compensation costs, including medical and indemnity costs.

These savings result from:

  • Use of our managed care and pharmaceutical fee schedule
  • Workers' comp specific treatment guidelines and protocols
  • Reduced lost-time costs

Case Study: Rochester Institute of Technology

Rochester Institute of Technology (RIT) is a BusinessWorks client dating back to Workers’ CompChoice, the predecessor of BusinessWorks that operated in Rochester for more than a decade. As a result of the combined partnership between RIT’s risk management efforts and the case management efforts of BusinessWorks, RIT has experienced an aggregate reduction in lost work days of more than 75 percent and a 50 percent savings in medical and indemnity costs compared to the benchmark costs of comparable injuries within New York State.  An analysis conducted by RIT’s excess workers’ comp insurance carrier anticipated the college would ultimately incur significantly less total direct losses than their composite benchmark for the period evaluated — the carrier noted RIT was performing 51 percent better than benchmark and 18 percent better than best practice.

“I’m amazed at the number of employers out there who haven’t tried this yet because it has totally turned our program around,” said Sue Quinn, a benefits specialist at RIT. “The best part is the case manager. The focus is on getting injured employees the care they need as soon as they are injured, and getting them back to work.”

RIT has a 95% satisfaction rate among injured employees who use BusinessWorks. The college also experienced a reduction in average cost per claim, which in 2006 was less than 20% of the New York state average cost per claim.

 

 
Web Tool: Employer Log-in

Click here to access  EC Care, the secure web-based tool from Claims HarborTM. This tool gives you access to real-time information about the status of your employees.